Team

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  Creator of the first branchless bank (IXE), launched the first online bank and the first real time interbank transfer in Mexico. Lionel Carrasco was behind the technology team who materialized Raul's vision.

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  Lionel and Marcela created a digital front-end processing platform unthinkable for traditional banks using smartphones and cloud-based technology.

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  Deployed multiple Financial programs in the US with immigrants and self-employed segments. Adquired local expertise in Mexico, Guatemala and Colombia. Incoming challenger bank for hispanos leveraging all the assets, experience and platform.

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